MULTI-CURRENCY ACCOUNTS

38 Currencies.
One Account. Global Access.

Hold, receive, manage and use multiple currencies through one connected Vault account environment designed for individuals and businesses operating globally.

Open Your Account

38-CURRENCY MULTI-CURRENCY ACCOUNT

One Account. 38 Currencies. One Direct Debit Card.

DIRECT. DEDICATED. NOT POOLED.

Eligible customers receive direct named account infrastructure rather than having their funds combined within a general pooled customer account. Hold and manage 38 supported currencies within one connected account environment while maintaining direct access to your account and funds.

38 Currencies. One Account.

Hold and manage 38 supported currencies within one account environment without automatically converting everything into a single base currency.

38 Supported Currencies

Hold and manage supported currencies within one connected account.

Direct Named Account

Dedicated account infrastructure with direct customer access.

Tier-1 Banking Infrastructure

Access supported through established Tier-1 banking relationships.

Full Online Access

Manage balances and supported account activity through the Vault environment.

Your Account. Your Card. Your Currencies.

The 38-currency account includes a dedicated direct debit card connected directly to the account.

Direct Debit Card

The card is connected directly to the multi-currency account.

No Separate Card Loading

Access available account balances without first transferring funds onto a separate card balance.

Multi-Currency Access

The card can access supported currency balances held within the account.

Local-Currency Transactions

When the applicable transaction currency is already held in the account, the card can access that currency directly for the transaction.

38 SUPPORTED CURRENCIES
DIRECT NAMED ACCOUNT
DEDICATED DIRECT DEBIT CARD
TIER-1 BANKING INFRASTRUCTURE
DEDICATED RELATIONSHIP MANAGER
FULL ONLINE ACCESS

Choose the Currencies That Fit Your Financial Needs.

Dedicated Single-Currency Accounts

For customers who prefer dedicated accounts for specific currencies, Vault also provides dedicated single-currency account solutions across a broad range of supported currencies. Customers can select the currencies that fit their individual or business requirements and maintain multiple dedicated single-currency accounts.

USD

U.S. Dollar

EUR

Euro

GBP

British Pound

AED

UAE Dirham

CAD

Canadian Dollar

AUD

Australian Dollar

MXN

Mexican Peso

REPRESENTATIVE SUPPORTED CURRENCIES

Additional supported currencies are available based on account eligibility and availability.

MULTIPLE ACCOUNTS. ONE VAULT EXPERIENCE.

Establish and maintain multiple dedicated single-currency accounts based on the currencies most relevant to your individual or business financial requirements.

38-Currency Multi-Currency Account

One connected account environment supporting 38 currencies with its dedicated direct debit card.

Dedicated Single-Currency Accounts

Separate dedicated accounts for selected supported currencies, with the flexibility to maintain multiple single-currency accounts.

Move Money Globally. Transact Locally.

Global Payments & Transfers

Your Vault account is designed for more than holding multiple currencies. It also gives you access to supported domestic and international payment rails for receiving and moving funds across markets.

Global Payment Access

Receive and move supported currencies through applicable global and domestic payment networks directly from your account environment.

SWIFT

International bank transfers

SEPA

Euro payments across supported European markets

FASTER PAYMENTS

Supported GBP payments

ACH

Supported U.S. dollar payments

CHAPS

Supported high-value GBP payments

Global Reach. Local Currency.

Multi-currency infrastructure can make international money movement more efficient by allowing funds to be held, converted when needed, and transferred using the appropriate currency and available payment rail.

When the appropriate local currency is available, funds can be moved using that currency rather than requiring every transaction to remain in the sender’s original currency.

USD → EUR → European Account

A customer holding U.S. dollars can convert supported funds into euros within the available account environment and send the euro payment through the applicable European payment infrastructure.

HOLD

CONVERT

TRANSFER

SWIFT

SEPA

FASTER PAYMENTS

ACH

CHAPS

MULTI-CURRENCY TRANSFERS

HOLD IT.

CONVERT IT.

MOVE IT.

One connected account environment for managing currencies and moving money across supported markets.

Global Banking Infrastructure

Financial infrastructure designed to provide individuals and businesses with direct account access, professional support and global financial capabilities.

Tier-1 Banking Partners

Access financial infrastructure supported through established Tier-1 banking relationships.

Dedicated Relationship Manager

Relationship support for individual and business account requirements.

Full Online Access

Manage accounts, balances and supported financial activity through the Vault environment.

Direct Named Accounts

Eligible customers receive direct named account infrastructure rather than having their funds combined within a general pooled customer account environment.

Client control

Built Around Client Control

Vault provides the financial technology and access layer while each multi-currency account is established directly in the customer’s name. Customers maintain direct access to their accounts and control of their funds.

YOUR ACCOUNT.

YOUR MONEY.

YOUR CONTROL.

Global Financial Access Starts With the Right Account.

Choose the account structure that fits how you manage money globally.

Open Your Account